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 8 KEY STEPS TO  HOMEOWNERSHIP

We are dedicated Buyer's Agents who help you throughout the entire Home-Buying Process. We are always available to answer your questions and provide the guidance to make your experience smooth and hassle-free.

Here are our 8 Keys Steps To HomeOwnership for 2023:

Key Step #1 - Provide you with a custom built home search with all home listings matching "what you're looking for in a home". We have an in-depth discussion to understand your housing needs so that we can deliver the homes to your email and you have the opportunity to review the homes that best match your needs. As your needs become more clear we will make the necessary updates in your custom home search.

Key Step #2 - We give you a Complete Overview of the Home Buying Process. We will review requirements to be Pre-Approved for a home loan, all of the things that you need to have available to be processed and Pre-Approved as well as the time lines for all of the things that must be done before your final loan approval. We work to discover, then eliminate, any kind of "surprises" that might be a potential problem.  

Key Step #3 - We review your Income and Credit to help determine the price range and monthly payments that you can be approved for and that fit your monthly budget for housing. We then work with you to obtain a mortgage credit report to see if there are any items that need attention before your loan can be approved. This is a very important step that should be done as early as possible because we want to eliminate any roadblocks that might delay, or even stand in your way of getting your Dream Home once you'v found it!

Key Step #4 - We review the currently available home loan options, including any Special Financing options, and explain the programs that are a good fit with your situation. That includes Special Financing Options for First Time Buyers and our No Down Buying System that helps many Buyers get into a home for as little as $500 Total Move-In Costs.

Key Step #5 - We provide you with a Referral to a Lender that offers the home loan that is a great fit with your situation; a Lender that has competitive interest rates and lender fees as well as good processing. In addition, we provide you referrals to insurance agents, home inspectors, title companies, termite inspectors, etc. to help expedite the entire home-buying process and experience a successful closing once we help you find the right home.

Key Step #6 - We review the homes that are currently available for sale in your home search with you in order to not miss any homes that might be of special interest to you. Whenever you see homes that you want to schedule showings for we will get them set up at your earliest convenience. Our philosophy is to show you all of the homes that you choose to view until you find the "Special Dream Home" you've been looking for.

Key Step #7 - Once you have found that special home and are ready to make your offer we review the recent sales in that area and give you our opinion of the price for that home. We will advise you on an appropriate price to offer based on the value as well as the terms and closing costs that you may be asking for the Seller to pay. We prepare the purchase offer and review the contract fully with you then submit the offer to the Seller's agent. Our 30 years of negotiating deals for the Buyers we work with helps us save you money and also avoid pitfalls when we see problems with properties that might be of serious concern.

Key Step #8 - Once we have your special home officially under contract we will oversee most all of the details proceeding to loan closing except for your work in providing your Lender with the information and documents that they need to finalize your loan. If there should be any unforeseen issues with the home inspection or appraisal we will be right there with you to fully explain your options and negotiate solutions. We will always offer you our honest opinion and advice that is in your best interest. 

Some of the best news for you as a Buyer is that our Buyer representation never costs you a dime. The home Seller pays our commission so you actually never pay us anything at all for the services we provide you.

Licensed since 1988, we have devoted a large part of our real estate business working with First Time Home Buyers and Renters just like you! Nothing I do gives me more satisfaction than helping someone who is ready to become a homeowner but needs a little bit of professional assistance and guidance with the process. You will find us to be accommodating to your schedule, always available to answer your questions and you will notice that we are always doing everything we can to keep things moving smoothly towards your successful closing and the day you get the keys to your new home!

LEARN MORE ABOUT THE HOME BUYING PROCESS